Lets's face it. The current credit crisis that this nation is in, has made it difficult for most anyone to get a loan, much less deal with their past mistakes. 

My Mortgage Is Underwater.com and Got Credit Online.com was designed to help Americans get their life back on track. We will help you keep more of the money that you work so hard for.

Refinance options   Interest rates are at historic lows. Fannie Mae and Freddie Mac through President Barack Obama's Home Affordable program can refinance up to 125% of the value of your property. We'll work with you to qualify for the best loan program that fits your need. The old rule of thumb, you should refinance if you break even on your closing costs within 24 months. Closing cost are typically rolled in, so you have no out of pocket at closing. Refinancing has a number of benefits that often make it worth the cost many times over.

Loan Modification- Can't Refi? MODIFY!! Our Attorneys will do a Free forensic audit on your mortgage. You do not have to lose your property due to Foreclosure. WE CAN HELP!!! Is you rate going to adjust? Have you been turned down for a refinance?  Are you 30, 60, 90 days late? Is there a chance you can lose your home? Loan Modification Link  We will get your interest rate and payments lowered or you don't pay. We will give you affordable options that you can live with. Our Attorney Group along with our Loss mitigation consultants have an 85% approval rate negotiating Loan Modification and Short Sale agreements.

Short Sale  Can't Modify? Do a Short Sale. We will Buy your Short Sale. We at www.MyMortgageIsUnderwater.com have teamed up with America's foremost expert Short Sale Attorneys. They can help you save your credit and your ability to walk away and protect yourself. Go to the website and watch the videos to explain the process. Fill out the contact form and one of our specialist will discuss your options.

Real Estate Agents get paid FULL commisions on the Buy side and on the Sell side. Submit your Short Sale and Loan Mod files HERE Investors have millions of dollars ready and waiting. They want to put this money to work right now. These Investors are looking to buy properties that are discounted in the short sale process. Watch this video for more information PainFreeShortSales Realtors, bring those dead files back to life and let our investors buy these underwater properties.

Legal Credit Restoration -We see credit scores go up, 100 or more points on a regular basis. We have partnered up with an Experienced National attorney group specializing in consumer law. The Federal Trade Commission has regulated the credit industry. They can provide you restoration services that are legally compliant within all the nationwide statutes. They will do a forensic audit on all your credit accounts.  Our services are affordable and we make sure that you are satisfied with the service. Get your FREE eBook on Credit. Click here to watch a LegalCreditRestoration video.

Investor Tools - We have some great tools here for the investor community. Get Unsecured Business Lines of Credit so you can grow your business. Please check out the Foreclosure List, Short Sale Negotiations and Short Sale Funding. These are great tools and will help you get the job done.

DebtSettlementToday-You can eliminate up to 50% of your debt and you will be debt free in 1 to 4 years. We have teamed up with a group of attorneys that will negotiate a settlement on your behalf and do audits on all your unsecured debt. You will pay less than what you are paying now. You will not have to come up with any up front fees. Affordable Attorney based solutions get the job done. Click here to get started DebtSettlementToday

Please navigate our website to learn more about us, and how easy it is to get started.



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Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed5.42%5.6%
15-yr Fixed4.87%5.13%
1-yr Adj4.93%6.12%
* national averages





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